City of St. Bernard, Ohio

Welcome to the City of St. Bernard, Ohio

Chamber of Commerce

Why Shop Locally? by Teresa Lubis

Be aware of the impact of your dollars. A locally owned independent business returns approximately 80% of each dollar spent back to the community. Local independent businesses assist the community through what is known as the "multiplier effect": one dollar spent at a locally owned business will return five times that amount within the community through city taxes, employee's wages, and purchase of materials and supplies at other independent businesses. In addition, these businesses will turn that dollar back into the community through school programs, supporting local teams, social services and contributions to local non-profit organizations.

Chains and franchises contribute roughly 40%, and at times as little as 20% of the store's sales back into the community* . Many times, the larger non-local company owns chain store locations and the business is given a tax break. Typically, locally owned and independent businesses do not receive such benefits and thus contribute a far greater proportion of revenues to local taxes.

Choices make for a richer community. Local independent businesses are located throughout St. Bernard. You can grab a coffee, pick up some fresh produce or a household item, get a haircut, have your taxes prepared, or apply for a mortgage or refinancing at your friendly community bank. These businesses add to the character that is St. Bernard. Each time you choose to spend your dollars at a local, independent business, you are voting for the continued strength and vitality of your community.
*Corvallis Independent Business Alliance

edited 3/6/06 by permission of Teresa Lubis Executive Director Main Street Harrison, Inc / gjm.